Tuesday, September 20, 2011

Please Help The Bankers

‘To date, no executives have faced prosecution for the widespread mortgage fraud that fueled the bubble’ - billmoyers.com
We’ve got to help the bankers for they’ve always been here for us during our times of need
Stood right there fighting by our sides with us, whenever the financial seas got rough
Weren’t afraid to go to bat for us even if it meant going out on a limb in terms of their own risk
Had our best interests right next to their hearts as they wisely greased the economic skids

Helped ensure sure we stayed on track with the savings we needed for our retirement
Looked beyond their personal gain to the good of our families and our blessed land
Did not scan us merely for short-term profit potential but rather helped us as neighbors and friends
Most probably they often let deals go untaken if they did not help further community interests

Greeted us by name when we walked in and kept our home loans safely guarded, right here in town
Lived just like the other honest folks and had the same dreams as us normal families
They surely did not let computer models back at corporate HQ make their lending decisions
Now it’s our turn to help them out a bit so together we can all get back on track again

Weren’t blinded by greed for the outlandish bonuses given for ruining all of our futures
Didn’t wrap No-Income, No-Job, No-Asset loans in fake TripleA tranches to sell to insurance trusts
Wouldn’t pay clueless 20 something, so-called, financial engineers millions for CDO con schemes
Never avoided all regulation by saying it stifled their creative innovation in free financial markets

Never crowned themselves as the best and the brightest, too-big-to-fail, masters of the universe
They certainly wouldn’t use gov’t bailout money for mergers while foreclosing upon their friends
Come on everybody let’s pull together: Banks are the circulation system of a healthy economy
Anyway, we all have some problems every now and then, so please, no finger-pointing

Neighbors at your local bank actually aren’t simply puppets of greedy New York financiers
They didn’t give themselves billions in bonuses for gambling on dicey hedges and derivatives
Wouldn’t help themselves to bailout money bonuses while tightening up on your loan standards
We must help them or, as they say, it will get so much worse than you could ever imagine

Weren’t so foolish as to leverage all of us into bankruptcy based on a voodoo finance risk model
But you really can’t blame them for taking some advantage of artificially low interest rates
After all, their own loans didn’t ratchet up out of sight even before the ink was printed on the paper
Oh, no, it wasn’t them that hid old car debt in new and already underwater auto leases

They never masked home equity loans covering credit card debt as profitable re-financing plays
It wasn’t them who drove the market for penthouses and luxury goods sky high with their bonuses
They didn’t immediately dump un-scrutinized loans for a fat profit and then totally disown them
They would never have made billions hedging heavily on the failure of their very own investment funds

Our town bankers wouldn’t grant loans without credit checks and income verification
Their CEOs didn’t hide trillions in unregulated CDOs and under-audited derivatives
They didn’t collectively freeze up in fear that their peers’ secret assets were also worthless
We must help the bankers now because it’s certainly obvious that they would do the same for us

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